Colleagues, businessman and business woman having a focused and friendly conversation at a desk. Both of them are smiling and gesturing, explaining something in a discussion. The woman, whose face is partially visible, listens attentively while using a laptop. Mentorship, collaboration, or client consultation.

We all have a lot going on. You know you need a financial plan review - but what if you're too busy? Between work, family, and to-do lists that feel like they will last the rest of your life, it's easy to have reviewing your financial plan fall by the wayside.

That, of course, is when the "What If Monster" shows up. You are too busy to review your plan, which becomes outdated and useless. Reviewing your plan is a key part of keeping your long-term goals on track and maybe even helping life get less busy in the future.

Annual Financial Plan Review: A Critical Part of Due Diligence

Reviewing your financial plan every year is not just a good idea. It's vital for due diligence and compliance. When we do a review for our clients, we have a simple mission in mind:

• Checking your life circumstances. Has something changed that might result in shifts in your financial plan? Job loss? Promotion? New baby? Inheritance? Or just shifts in your priorities. Is your financial plan still aligned with your circumstances?
• Checking the market and the economy. The economy is constantly shifting and changing. This might change what investments are a good idea. It might impact what you can leave in long-term savings and how much money you want to have readily available. It also means opportunities you want to move on quickly to gain maximum benefit.
• Renewing our commitment to you. We offer high oversight and care, and routine reviews are part of that.

As trusted financial advisors, we are expected to meet high standards and do these annual reviews to maintain our duty of care towards you and your money. In many cases, they don't even need to take that long.

Flexible Meeting Options - On Your Terms

We recognize that you have a lot of demands on your time and that scheduling your financial plan review can be a challenge. Because of this, we offer flexible meeting options that work with your schedule. You can meet us:

• In person at our office, if that's convenient for you. We can schedule meetings outside bankers' hours, too.
• Via Zoom or Teams, your choice. Our virtual meetings allow you to talk to us from your home or office (or home office) using the software you are most comfortable with.
• Phone call check-ins. You can also check in with us over the phone, from any location you might be in.

Our goal is to make your annual review as easy and stress-free as possible. We will work around you instead of expecting you to rearrange your life around a thirty-minute meeting.

Why Prioritizing Your Plan Matters

Delaying a financial plan review can be bad. It can result in missed opportunities or overlooked risks, either of which can cost you money and time in the future. In many cases, the adjustments we recommend will be minor - we might suggest re-balancing investments, refining your tax strategy, or going over your goals again.

Meet with us now, and you can vanquish the "What If Monster" and face the months ahead with confidence and reassurance.

Let's Quiet the "What If Monster" Together

It's easy to stay proactive with our help. No matter how busy your life is, we can help you find the time for your financial plan review and ensure it remains aligned with your personal goals and economic reality.

Contact CrossleyShear today to schedule your assessment before you miss an opportunity. With convenient meeting options and hours, your annual financial plan review is one item you can easily get off that endless to-do list.

Every investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation. The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Any opinions are those of Dale Crossley and Evan Shear and not necessarily those of Raymond James.