Author Archive

CrossleyShear Wealth Management’s Catalina Mejia-Hensel Celebrates Three Years of Client Care

CrossleyShear Wealth Management is excited to announce Catalina Mejia-Hensel recently celebrated her three year anniversary with the team. Since joining the company in 2017, she has earned both her Series 7 and 66 licenses and experienced tremendous success partnering with clients to help ensure their financial planning aligns with both their present day needs and long-term aspirations.  Fluent in both English and Spanish, Catalina particularly enjoys using her language skills to help Spanish-speaking clients clearly understand the complexities and nuances of their financial planning.

“Catalina has been providing exemplary care and thoughtful guidance to her clients since she joined the team three years ago,” stated Dale Crossley, Co-Founder of CrossleyShear Wealth Management, Branch Manager and Financial Planner – RJFS. “We’re proud to have Catalina on our team of advisors. She’s extremely dedicated to her clients and works tirelessly to make sure that each and everyone of her clients has the confidence that the financial future of their dreams is well within reach,” added Evan Shear, Co-Founder and Branch Manager of CrossleyShear Wealth Management, and CERTIFIED FINANCIAL PLANNER™ professional.

Visit CrossleyShear.com to learn more about Catalina and CrossleyShear Wealth Management’s financial planning and wealth management solutions. For more information about CSsports, the company’s professional sports division, visit CSsports.net.

 About CrossleyShear Wealth Management | Since 1998, CrossleyShear Wealth Management has served as a premier financial planning team dedicated to helping provide clients and families with innovative financial solutions and wealth management strategies. With offices in Heathrow and Merritt Island, Florida, the company’s tailored customer care philosophy and customized planning process helps empower its clients to achieve their financial goals and financial independence. For more information about CrossleyShear Wealth Management and its client-centric approach to financial planning, visit CrossleyShear.com.

About CSsports | CSsports is a division of CrossleyShear Wealth Management exclusively dedicated to serving the unique needs of sports professionals. Our success is driven by a promise to deliver personalized care and customized solutions for all aspects of our client’s financial life – before, during and after their sports career – ranging from everyday spending advice and retirement planning to managing investments, insurance, college savings and business planning. Visit CSsports.net to learn more about our sport’s professional services and solutions.

1515 International Parkway, Suite 2019, Heathrow, FL 32746 | 407.215.7575

2395 N. Courtenay Parkway, Suite 201, Merritt Island, FL 32953 | 321.452.0061

*Trust services offered through Raymond James Trust, N.A., a subsidiary of Raymond James Financial, Inc. CrossleyShear Wealth Management and CSsports are not registered broker dealers and are independent of Raymond James Financial Services. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC.

Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

The Truth About the Presidential Election and Your Portfolio

– Evan Shear, CFP® and Dale Crossley, JD, CrossleyShear Wealth Management

As we approach the last stretch of the 2020 presidential election, we know many of our clients and other investors are wondering how their portfolios will fare after a winner is declared. Typically, every candidate tries to woo voters by claiming they will make the economy stronger and that their rival will be bad news to the markets. As an investor, such talk will likely leave you wondering how the outcome of the election will affect your portfolio. So, what do the facts from historical data say?

The Party in the White House Doesn't Dictate the Performance of the Market
When it comes to the performance of the stock market, it doesn't matter which party wins the election. Data shows that in 19 of the past 23 election years from 1928 to 2016, the S&P 500 had a positive return of approximately 11%. Yet, we had both Republican and Democratic presidents in that period. Thanks to this data, no party can claim to have a better track record on market performance. However, stocks tend to do better when Congress is evenly split between Republicans and Democrats, most likely thanks to the checks and balances that this scenario provides.

Stay Invested Regardless of Who is in Power
During election periods, you are likely to see some signs of market volatility. This might tempt you to sell your investments and focus elsewhere. However, studies show that the portfolios that do best are those that stay invested regardless of the party in power. On the other hand, portfolios whose owners invested only when their preferred party was in office underperformed overwhelmingly. As an investor, it's wise to avoid moving in and out of the market based on how the political winds blow.

Don't Expect Radical Economic Changes that will Affect Your Portfolio
Sometimes we feel that a new candidate might introduce policies that will disrupt the markets significantly. However, this isn't exactly true. Regardless of any major policy changes introduced by new governments, the Dow Jones has typically averaged returns of around 10% each year over the past century.

Also, the outcome of major legislation is often unpredictable. For example, experts thought that the Affordable Care Act would make it difficult for small businesses to hire, but surprisingly over 8.6 million jobs have been created since 2010. Also, the Tax Cut and Jobs Act was created to boost business investments, yet its impact is yet to be felt.

Monetary Policy Matters More
Although we all expect the executive branch to be the driving force of the economy, it turns out that the feds play a bigger role. The monetary policies introduced by the Fed have more impact on the financial conditions, and data shows they can help or hurt any president regardless of their political affiliations. For instance, data shows that President Obama benefitted from generous interest rates during his term while President Trump was hurt by tighter measures during his first two years.

You Shouldn't be Overly Concerned About What Happens in Washington
The fact is, markets don't care much about the politics of the day. Some of the best market returns have been achieved even when an overwhelming number of voters polled felt the administration of the day was underperforming. Therefore, we don't believe our clients or any other investor should make their investments based upon what's happening on the political scene.

Key Takeaway
Although elections can have short-term effects on the stock markets, things typically return to normal after this period. It's okay to be concerned by some of the headlines and predictions, but don't be tempted to make an emotional decision. If you want to meet your investment goals, we believe that you should try to ignore the chatter, don't let politics drive your investment decisions and most importantly, focus on your long-term financial plan.

Sources:
https://www.thebalance.com/presidential-elections-and-stock-market-returns-2388526
https://www.invesco.com/us-rest/contentdetail?contentId=5991eabf45272710VgnVCM1000006e6b50aRCRD

Any opinions are those of the author and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. There is no guarantee that these statements, opinions or forecasts provided herein will prove to be correct. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Past performance does not guarantee future results.

*Trust services offered through Raymond James Trust, N.A., a subsidiary of Raymond James Financial, Inc. CrossleyShear Wealth Management and CSsports are not registered broker dealers and are independent of Raymond James Financial Services. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC.

Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Securities are offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. CrossleyShear Wealth Management is not a registered broker/dealer and is independent of Raymond James Financial Services.

CrossleyShear Wealth Management’s Shaun Jones Promoted to Financial Advisor

HEATHROW/MERRITT ISLAND, FLORIDA, September 16, 2020 – CrossleyShear Wealth Management (CrossleyShear), a premier financial services and wealth management team based in Merritt Island and Heathrow, Florida, announced today the promotion of Shaun Jones to Financial Advisor. Jones joins the firm’s growing team of financial advisors having recently passed the Series 7 and 66 exams required to earn the title of “Financial Advisor” by Raymond James. The Financial Industry Regulatory Authority (FINRA) administers and oversees all securities licensing procedures and requirements for the Series 7 and 66 exams as well as a broad range of security professional qualifying exams.

A graduate of the University of Central Florida where he earned a B.A. in Economics with a focus in Mathematics and Finance, Jones joined CrossleyShear in February of this year as a Branch Associate. “We’re extremely proud of Shaun for his accomplishments and we’re keenly aware of all the hard work required to earn his Series 7 and 66 licenses,” stated Evan Shear, Co-Founder and Branch Manager of CrossleyShear Wealth Management, and CERTIFIED FINANCIAL PLANNER™ professional. “Shaun has been a great addition to CrossleyShear Wealth Management since he joined the team earlier this year. He shares in our client-centric philosophy and has demonstrated a commitment to providing the best in financial care for all his clients,” added Dale Crossley, Co-Founder of CrossleyShear Wealth Management, Branch Manager and Financial Planner – RJFS.

Co-founded by Evan Shear and Dale Crossley, CrossleyShear has offices located in Heathrow and Merritt Island, Florida. The advisors manage more than $530 million in client assets and offer a wide variety of services, including retirement planning, investment and asset management, trust and estate planning, education planning and executive wealth management. The company also serves the complex financial and wealth management needs of sports professionals through CSsports, a division of CrossleyShear Wealth Management.

To learn more about CrossleyShear Wealth Management and the team’s financial planning and wealth management solutions, visit CrossleyShear.com. For more information about CSsports, visit CSsports.net.

About CrossleyShear Wealth Management | Since 2003, CrossleyShear Wealth Management has served as a premier financial planning team dedicated to helping provide clients and families with innovative financial solutions and wealth management strategies. With offices in Heathrow and Merritt Island, Florida, the company’s tailored customer care philosophy and customized planning process helps empower its clients to achieve their financial goals and provide financial independence for those that matter most. For more information about CrossleyShear Wealth Management and its client-centric approach to financial planning, visit CrossleyShear.com.

About CSsports | CSsports is a division of CrossleyShear Wealth Management exclusively dedicated
to serving the unique needs of sports professionals. Our success is driven by a promise to deliver personalized care and customized solutions for all aspects of our client’s financial life – before, during and after their sports career – ranging from everyday spending advice and retirement planning to managing investments, insurance, college savings and business planning. Visit CSsports.net to learn more about our sport’s professional services and solutions.

1515 International Parkway, Suite 2019, Heathrow, FL 32746 | 407.215.7575

2395 N. Courtenay Parkway, Suite 201, Merritt Island, FL 32953 | 321.452.0061

*Trust services offered through Raymond James Trust, N.A., a subsidiary of Raymond James Financial, Inc. CrossleyShear Wealth Management and CSsports are not registered broker dealers and are independent of Raymond James Financial Services. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC.

Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Securities are offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. CrossleyShear Wealth Management is not a registered broker/dealer and is independent of Raymond James Financial Services.

CrossleyShear Wealth Management Appearance on GenXtra

CrossleyShear's Evan Shear appeared in a GenXtra segment and discussed what steps Generation X investors can take to manage market fluctuations due to the COVID-19 pandemic and beyond.

Any opinions are those of Evan Shear and not necessarily those of Raymond James. Investing involves risk and you may incur a profit or loss regardless of strategy selected.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.

CrossleyShear Wealth Management Announces the Launch of Voyage

The company’s four-step financial planning process founded on industry fundamentals and a proprietary algorithm.

ORLANDO, FLORIDA, August 18, 2020 – CrossleyShear Wealth Management (CrossleyShear), a team of financial planning and wealth management advisors, announced the launch of Voyage today, their four-step financial planning process. The comprehensive planning process provides their clients with a customized long-term strategy driven by time-tested research, a rich understanding of the markets and the cornerstone of the process: a proprietary algorithm that helps guide emotion-free decision-making.

"Since 1998, our success has been driven by client-centric care and a distinctly personal approach to financial planning," said Evan Shear, co-founder and branch manager of CrossleyShear Wealth Management, and a CERTIFIED FINANCIAL PLANNERTM professional. "An integral part of our approach is our time-tested, four-step process for financial planning, and we're excited to officially formalize a brand identity for this process."

"We've built this comprehensive financial planning process based on years of investment expertise and working collaboratively with our clients," said Dale Crossley, co-founder of CrossleyShear Wealth Management, branch manager and Financial Planner–RJFS. "We're extremely proud to have Voyage, a process that our entire team embraces wholeheartedly for its merits and the value that it provides for our clients."

Driven by a combination of client-centric care, expertise in market fundamentals and a proprietary algorithm, Voyage provides CrossleyShear the ability to more precisely manage their clients' wealth and financial needs through a four-step roadmap including organizing, planning, managing and tracking. An essential element of the process allows for staying the course during inevitable market fluctuations. As the market changes, a mathematical algorithm is employed, coupled with a methodical, proprietary scoring process. The models provide disciplined and unemotional "buy" and "sell" signals to help investors be less inclined to make decisions that may ultimately affect their long-term investment goals.

Co-founded by Evan Shear and Dale Crossley, CrossleyShear has offices located in Heathrow and Merritt Island, Forida. The advisors manage more than $530 million in client assets and offer a wide variety of services, including retirement planning, investment and asset management, trust and estate planning, education planning and executive wealth management. The company also serves the complex financial and wealth management needs of sports professionals through CSsports, a division of CrossleyShear Wealth Management.

To learn more about CrossleyShear Wealth Management and the team’s financial planning and wealth management solutions, visit CrossleyShear.com. For more information about CSsports, visit CSsports.net.

About CrossleyShear Wealth Management | Since 1998, CrossleyShear Wealth Management has served as a premier financial planning team dedicated to helping provide clients and families with innovative financial solutions and wealth management strategies. With offices in Heathrow and Merritt Island, Florida, the company’s tailored customer care philosophy and customized planning process helps empower its clients to achieve their financial goals and financial independence. For more information about CrossleyShear Wealth Management and its client-centric approach to financial planning, visit CrossleyShear.com.

About CSsports | CSsports is a division of CrossleyShear Wealth Management exclusively dedicated to serving the unique needs of sports professionals. Our success is driven by a promise to deliver personalized care and customized solutions for all aspects of our client’s financial life – before, during and after their sports career – ranging from everyday spending advice and retirement planning to managing investments, insurance, college savings and business planning. Visit CSsports.net to learn more about our sport’s professional services and solutions.

1515 International Parkway, Suite 2019, Heathrow, FL 32746 | 407.215.7575

2395 N. Courtenay Parkway, Suite 201, Merritt Island, FL 32953 | 321.452.0061

*Trust services offered through Raymond James Trust, N.A., a subsidiary of Raymond James Financial, Inc. CrossleyShear Wealth Management and CSsports are not registered broker dealers and are independent of Raymond James Financial Services. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC.

Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Find us on Facebook